Kobi O. Smith serves as Of Counsel with Hearns Law Group's Bankruptcy Law practice group. Kobi proudly served our country as a Judge Advocate General (JAG) Officer in the United States Army Reserve. In this capacity, he advocated on behalf of military personnel in both the United States and abroad.
Kobi brings over fifteen years of legal experience to Hearns Law Group, LLC. While managing his former law practice in Maryland, Kobi concentrated on civil and criminal matters, with a particular focus on bankruptcy cases. For several years, Kobi also honed his electronic discovery skills by examining voluminous documents and metadata for law firms representing pharmaceutical companies and Fortune 500 companies facing federal investigations.
By filing for Chapter 13 bankruptcy, Kobi can help you pay past-due mortgage debts over time to prevent foreclosure; keep valued assets such as a car, house or boat; pay other debts and loans over time, stop collection efforts and prevent new collection actions from starting. You can then work to cure defaults and repay debts through a Chapter 13 wage earner repayment plan. Alternatively, Kobi can assist you to stop wage garnishments, hold off debt collectors and to stop pending lawsuits by filing for Chapter 7 bankruptcy.